The Road to Insurance Recovery

In our previous blog post, we introduced the ongoing initiative, “The Policyholder Project: Insurance Literacy”, which aims to promote insurance literacy and empower policyholders with knowledge and understanding. Building upon the positive reception of our initial video releases, we are excited to present the latest additions to “The Policyholder Project: Insurance Literacy”.

If you haven't yet heard, the Lathrop GPM Insurance Recovery & Counseling team has launched a new video series, "The Policyholder Project: Insurance Literacy." This innovative project was the invention of Partner Alex Roje, and currently includes videos from Alex, Nancy Sher Cohen and Blake DeRosier. In these videos, our team will define common insurance terms and provide real-world examples to help empower policyholders to better understand their insurance policies.

The first six videos (listed below) have been posted to Lathrop GPM's Video Library, as well as our YouTube ...

All eyes are on the New Jersey Supreme Court as we await oral arguments on the latest business interruption coverage dispute. In the lawsuit, an Atlantic City casino, Ocean Walk, seeks reimbursement for costs incurred during the pandemic shutdown from several insurance companies. The insurance companies denied coverage and moved to dismiss the insured’s lawsuit. The trial judge denied the motion to dismiss, finding that Ocean Walk had made a sufficient showing of coverage in its pleadings.

The Appellate Division reversed, finding that the contamination exclusion provision in ...

For several years now, Harvard has been at the center of highly publicized and contentious litigation arising from its race-conscious admissions practices that, according to the lawsuit, discriminate against Asian American applicants in violation of Title VI of the Civil Rights Act of 1964.

Many businesses are unaware of the insurance vulnerabilities they face and what they can do to minimize those ahead of a claim. Lathrop GPM is one of the largest firms in the U.S. dedicated to serving policyholders and helping them obtain the best possible coverage. Every member of our Insurance Recovery & Counseling team is equipped to conduct comprehensive, in-depth policy reviews and analysis.

Baylor College of Medicine fought the good fight and won. After a three-day trial in Harris County, Texas, the jury returned a verdict against certain Underwriters at Lloyd’s, London, finding that SARS-CoV-2, the virus that causes COVID-19, caused physical loss or damage to Baylor College’s property, and that the insured had coverage for more than $48 million in business interruption, extra expense and research losses.

In today’s digital age, practically anything can be accessed online or remotely –even private and confidential information. So, unsurprisingly, various institutions that receive, maintain, and store substantial amounts of financial or personally identifiable information have suffered a record number of cyber-attacks in recent years, and America’s judicial system is no exception.

Sexual misconduct, abuse, and harassment claims have become exceedingly common in public and private institutions alike. These claims affect any business or organization that employs adults, or is responsible for the safety of children, like churches and schools.

Sarah Lintecum recently spoke at the Risk Management Society’s (“RIMS”) 2022 RISKWORLD conference with Lori Siwik of SandRun Risk about insurance coverage for PFAS liabilities. The following summarizes their presentation.

Last week’s GEICO decision drew national attention for its salacious facts – a Missouri woman secured a $5.2 million judgment for a sexually transmitted disease she caught while having unprotected sex in her boyfriend’s car, and GEICO, the boyfriend’s auto insurer, may ultimately be on the hook.