We’re excited to join issuers, investors and other structured finance professionals at this year’s ABS East. As the industry comes together to exchange ideas, explore opportunities and build meaningful business relationships, we look forward to sharing perspectives and connecting with colleagues from across the structured finance market.

Amanda Yoder

Partner, Kansas City
816.460.5810
[email protected]

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Tom Greaves

Partner, Kansas City
816.460.5818
[email protected]

LinkedIn

Lathrop GPM is a full-service law firm with 14 offices located from the California coast to Boston. Our nearly 360 attorneys and other legal professionals are dedicated to quickly responding to clients’ needs and working with them to anticipate future challenges and opportunities. Lathrop GPM was formed in 2020 through the combination of two 100+-year firms, both with strong Midwestern cores – Lathrop Gage (established in Kansas City in 1873) and Gray Plant Mooty (established in Minneapolis in 1866). In 2024 Hopkins Carley joined Lathrop GPM to solidify the firm’s presence in Northern California while simultaneously expanding the firm’s capabilities across multiple service areas. Effective January 1, 2027, Lathrop GPM will combine with HG Law, a premier intellectual property firm, expanding global IP capabilities and adding offices in New York and London.

We proudly represent some of the most recognizable global brands and protect their business interests so they can continue to run factories, build skylines, cure diseases, create jobs, and feed and power our world. From major players in the pharmaceutical industry, to food and dining staples, over a hundred universities and Fortune 100 companies – our clients are at the heart of everything we do. They are doing groundbreaking work, closing billion-dollar deals and battling their way through an intense talc litigation docket. We are right there with them, taking on some of their most difficult cases because clients trust us to fight hard.

Issuers, banks, lenders and investors benefit from our assistance in structuring and executing asset-backed financing and securitization transactions to achieve business goals. From designing practical financing structures and drafting offering documents to coordinating with arrangers, trustees, servicers and rating agencies, we ensure efficient and effective transactions. Whether you are a repeat issuer or entering the market for the first time, we support a range of asset classes, including  limited partnership interests, notes, receivables and commercial mortgage backed securities. Our approach emphasizes clear documentation, streamlined processes and balanced risk allocation to meet your objectives.

Securitization integrates capital markets, credit risk transfer and operational systems to create diversified efficient funding and bankruptcy-remote structures while ensuring reliable administration. These transactions often involve private placements, public offerings, tailored disclosures and multi-party negotiations. Factors like rating considerations, risk retention, accounting treatment and tax objectives are particularly significant. We deliver practical solutions aligned with business strategies to keep deals on track.

Experience and Market Perspective

Our attorneys have advised participants in multi-billion dollar asset-backed financing and securitization transactions. Through this work, we have gained firsthand experience with the issues that drive successful transactions, including disclosure requirements, servicing structures, rating agency considerations, bankruptcy-remoteness, and ongoing program administration.

Lathrop GPM has also been recognized among the top issuer counsel firms for U.S. asset-backed and mortgage-backed securities transactions in industry league tables published by Asset-Backed Alert.

Why Clients Choose Us

  • Commercially Focused Advice: We approach transactions with a business-first mindset, helping clients evaluate legal issues in the context of funding goals, execution timelines and market realities.
  • Lean, Experienced Teams: Clients work directly with experienced attorneys who remain actively involved throughout the transaction. Our staffing model promotes efficiency, responsiveness and continuity from structuring through closing, providing sophisticated counsel while remaining focused on delivering value and maintaining cost predictability.

  • Efficient Execution: We manage timelines and negotiations with issuers, arrangers, trustees, servicers and rating agencies to keep your deal moving.
  • Integrated Capabilities: Structured finance transactions often touch multiple legal disciplines. Our finance, securities, tax, real estate and restructuring attorneys work collaboratively to address the issues that arise throughout the life of a transaction.
  • Clear Communication: We simplify complex topics to help in-house teams, boards and investors make informed decisions.
  • Alternative Fee Arrangements: We regularly utilize fixed fees to provide our clients greater certainty of transaction costs, incentivizing efficient leveraging of legal resources

Our Services

  • Asset-Backed Securitizations: We structure and document transactions backed by receivables such as auto, equipment, corporate trade and insurance premium finance. Our work includes preparing offering materials, negotiating agreements and aligning credit enhancement with sponsor goals.
  • Mortgage-Backed and CMBS Transactions: We advise on loan pool structuring, servicing agreements and documenting conduit or single-asset transactions for commercial mortgage securitizations.
  • Structured Credit and CLOs: We assist managers and arrangers with CLOs and other structured credit products linked to corporate or syndicated loan portfolios, ensuring investor-ready disclosures.
  • Conduit and Warehouse Programs: We develop repeatable execution frameworks for warehouse facilities and multi-seller conduits, handling lending and liquidity arrangements.

  • Debt Offerings: We draft offering memoranda, supplements and shelf materials for private and public issuances while ensuring compliance with securities laws.
  • Special-Purpose Entities: We establish bankruptcy-remote issuers and trusts, delivering opinions on true sale, nonconsolidation and other closing requirements.
  • Servicing and Administration: We draft servicing standards, establish performance triggers and arrange collateral custody and reporting to ensure consistent administration.
  • Restructuring and Workouts: We handle amendments, consent solicitations and workouts for distressed programs, addressing defaults, remedies and liquidations.
  • Additional Support:
    • Capital Markets and Finance: We collaborate with capital markets and leveraged finance teams to align securitization with broader funding strategies.
    • Tax and Accounting: We work with tax professionals to structure transactions efficiently and ensure compliance with accounting rules.
    • Insolvency and Bankruptcy: We prepare for distressed scenarios, drafting remedies aligned with transaction documents and governing law.
    • Real Estate Finance: We align CMBS and mortgage programs with broader real estate strategies, including lending, leasing and development.